Second Charge Mortgages
Second Charge Mortgages
Industry-Leading Partners
Support For Mortgage Brokers
Industry-Leading Partners
Second Charge Mortgages
It is possible that second charge mortgages could be overlooked at times with the go-to solution often being a remortgage with the first charge lender.
Clients rarely ask for a particular product as they are usually searching for a particular result and the best solution to meet their needs.
It is possible there are second charge options available to clients that are more suitable than a remortgage.
Industry-Leading Partners
Support For Mortgage Brokers
Second charge mortgages might be considered for a range of options but commonly it might be when:
- clients already on a low-rate don’t want to potentially remortgage onto a higher-rate product that could see their mortgage payment rise
- clients have an issue with the credit file
- clients have a CCJ
- clients have irregular income
- clients are self-employed
The right second charge mortgage specialists should have:
- an extensive lender panel
- up to date and accurate results
- quick & simple process
- two-way integration packaging options
- regular updates and automated case tracking
As you know second charges are regulated under the same regime as first charges resulting in the same paperwork requirements.
Industry Leading Solutions
Find out more about Brilliant Solutions
What services do Brilliant Solutions offer?
Brilliant Solutions advised us:
“Low fees and high commissions with total control and flexibility.
The lowest range of fees in the market. Flexibility to pay costs upfront or on completion. Stay in control and submit direct to the lender, advise, and use a packager or refer.
All of this plus market-leading proc fees, paying 100% on all referred or packaged cases.”
What are the key features of their service?
Brilliant Solutions confirmed to us its commitment to making secured loans work for you and your clients.
They confirmed the key features of their service as:
Market Leading Procuration Fees
We pay an unbeatable 100% of the proc fee for referred or packaged cases. We retain only our fee, the lowest we are aware of in the market. We won’t be beaten on mortgage club commission either. Earn more with Brilliant.
Lowest Range of Fees in the Market
We are committed to charging low fees business-wide, secured loans are no exception. We charge incredibly low fees for packaging and referral (advice) ensuring that secured loans work for you and your client.
Best Outcomes for Clients
The regulator heavily encourages secured loans to be considered and using Brilliant gives you access to the industry’s products without fees making the solution inappropriate. We put your clients first.
Packager Services (Master Broking)
We will support you through this unique process with our experienced team. As packagers, we have unrivalled lender and product access with the ability to negotiate with underwriters and make a real difference.
Referral Services
Take no risks with advice or your client. We assess pre-referral, minimising disruption, and ensuring the client gets the most appropriate product. We pay 100% of the proc fee so no risk comes with no loss of income.
Direct to Lender Submission via Mortgage Club
For those advisers that are experienced in the secured loans sector, we offer direct to lender access through our mortgage club with all of the benefits of our mortgage club services including great support, competitive proc fees and payment on completion.
Reputation and support
Brilliant Solutions have received really positive reviews from mortgage brokers. We can not speak more highly of them in terms of their professionalism and speed of response in answering our queries whilst we learned more about their service.
Industry Leading Solutions
Find out more about Brightstar
What services do Brightstar offer?
Brightstar help brokers to grow their business by providing the knowledge and resources needed to diversify into new lending areas including:
- Specialist residential mortgages
- Complex buy-to-let
- Second charge mortgages
- Bridging and development finance
- Commercial mortgages and cash flow solutions
What are the key features of their service?
In a market that’s more complex than ever, it’s hard to be both up-to-date and proficient on every type of lending – that’s where Brightstar comes in.
Each lending area has an award-winning, dedicated team that has focused expertise.
Partnering with over 150 lenders, they can offer a range of exclusive products, enhanced SLAs, and onsite underwriters.
Flexible broker solutions
Brightstar aims to support every broker so they never have to turn a client away.
If a broker wishes to keep ownership of the advice their client receives, they can choose to harness the knowledge of our team to research suitable solutions and manage the process with the lender.
If the broker would rather focus on other areas of their business, they could choose to refer a case to Brightstar to provide the advice in return for a share of the enhanced lender commission.*
*Exception of residential mortgages where they offer a traditional packaged service
Excellent reputation & awards
Since 2011 Brightstar has won over 60 awards.
The Brightstar Group, including Sirius Property Finance, have won a combined 100+ awards.
Established and proven they are a fantastic resource for mortgage brokers.
Tools and support for mortgage brokers nationwide
- FREE consultations
- FREE no-obligation quotes
- Special offers & discounts
- Leading industry specialist partners
- Compare features & benefits all in one place
- Learn more about products & services to support you & your clients
- No matter what your requirement we are here to help!
Supporting Mortgage Brokers
Work with the best
Your client service is hugely influenced by your choice of partners. Secure 5* partners to match your 5* personal service
FREE quotes & consultations
No-obligation quotes & free consultations via sector specialist partners + receive special offers & discounts from us!
Save time & money
Give yourself more time to focus on your existing clients & new sales with every broker tool you need all in one place
Special Offers
15% Saving | Ultimate Membership
Receive a 15% discount code on our Ultimate Membership when you request a FREE consultation with our partners
Our Ultimate Membership provides unique reputation enhancement & customer reward benefits for mortgage brokers
NO OBLIGATION CONSULTATION
Request more information and a no-obligation consultation.
Our aim is to help you secure the best deals from leading specialists. When you contact us for support on broker tools we will need to introduce you to the appropriate partners to meet your needs. No one will spam you or perform marketing services unless you opt-in separately. The communication will only be to help meet your needs and reply to your request. We comply with data protection law in the UK and laws in other countries that meet internationally accepted standards. You have the right to ask for a copy of the information we hold on you, and the right to ask us to correct any inaccuracies in that information.
For detailed information, please refer to the privacy section of our website or contact us via email info@themortgagebrokerclub.co.uk.
